Your Knowledgeable Guides

Serving as your fiduciary asset manager, we act in your best interest at all times.

Experience the benefits of our team’s active management approach. Unlike the buy-and-hold mentality, we are constantly analyzing market trends to help position your portfolio to take full advantage of any potential opportunities.


Paul R. Hammer, CLU®, ChFC®, AIF®

MBA, Finance


Paul is the owner of Hammer Financial Group, located in Western New York, and is affiliated with Commonwealth Financial Network®, independently owned and managed Registered Investment Adviser–broker/dealer. Paul believes in lifelong learning and sharpens his tools at every opportunity. He understands that the difference between making money and holding on to it is knowledge.

Paul graduated from the State University of New York at Buffalo in 1978 with a degree in economics. Returning to Long Island (where he grew up), Paul received his MBA in finance from the New York Institute of Technology, in Westbury.

In 1991, Paul moved back to the Buffalo area—he missed the snow—with his family and began his studies at the American College. He achieved the Chartered Life Underwriter® (CLU®) designation in 1995 and the Chartered Financial Consultant® (ChFC®) designation in 1996, both from the American College. He has also obtained the Accredited Investment Fiduciary® (AIF®) designation.

In addition, Paul has completed all requirements for the Accredited Estate Planner designation and has maintained the required continuing education credits (PACE) with the American College.

Paul lives in Williamsville, New York, with his wife, Joann; daughter, Genevieve; and son, Adam.


Adam Hammer

Chief Investment Officer
MS, Finance
Accredited Asset Management Specialist (AAMS®), Chartered Retirement Plan Specialist (CRPS®)


Adam is the Chief Investment Officer (CIO) of Hammer Financial Group and co-author of “The Smart Investor’s Manifesto: How Investing the Old Way Could Leave You Behind Post COVID.”

As CIO, Adam oversees the firm’s investment and asset management strategy. Adam facilitates research on all investment products, including mutual funds, exchange traded funds, stocks and bonds. He is responsible for maintaining and refining investment models.

Since 2014, Adam has worked with his father, Paul, to help clients of Hammer Financial Group achieve greater financial confidence and develop strategies to pursue their financial goals.

Adam earned a bachelor’s degree in political science from Mercyhurst University in 2009. He received his master’s in finance from the University at Buffalo in 2014. Adam has earned numerous professional certifications from the College of Financial Planning, including the Accredited Asset Management Specialist (AAMS®) and Chartered Retirement Plan Specialist (CRPS®).

Adam is an award-winning speaker through his membership with Toastmasters International. He has been an active member in the University of Buffalo Alumni Association and participated in the Buffalo Half Marathon and Myrtle Beach Half Marathon (yes, he finished)!

In his spare time, Adam enjoys reading (horror and spy novels) and suffering vicariously through Buffalo sports teams! Go Bills!

Our Extended Team

Through our affiliation with Commonwealth Financial Network®, we have access to teams of investment research, advanced planning, and retirement specialists to help us better serve your needs. Use these buttons to learn more about our support teams.