Individuals
& Families
Individuals
Strategies Tailored to Your Needs
Sound solutions for every stage of life.
No matter where you are on your journey, working with us can help you pursue your goals. Together, we will follow a comprehensive process for managing your financial life and creating a long-term plan customized to your needs.
Accumulation
Take steps to solidify your financial foundation.
We’ll work to address your investment needs, asset allocation, and the suitability of different types of securities in light of your goals and risk tolerance. We want to help you construct a solid financial base so you can pursue your most important goals.
Retirement Planning
We will evaluate your current financial status and create an accumulation strategy that will help you pursue your desired retirement lifestyle. We’ll build a plan that addresses ways to maximize growth and tax-efficient distributions, as well as how to leave retirement assets to your next generation. Together, we will explore several ways to save for retirement, including some of the following options:
Qualified Employer-Sponsored Plans
Individual Retirement Accounts (IRAs)
Personal Savings
Executive Deferral Plans
Estate Planning
Create a plan to empower your legacy for generations to come.
We want to help you pass on your assets to whom you choose. Coordinating with your tax and legal advisors, we’ll help you preserve your estate for your intended heirs, establish beneficiary designations, and reduce potential exposure to estate taxes and probate costs.
Risk Management
We seek to help protect your overall financial plan, your way of life, and your ability to pursue your goals even when the unexpected happens. We’ll tailor your plan to help minimize any threats to your wealth. This may include preserving your assets with long-term care insurance and building a protective cushion with life insurance.
We will help preserve what you’ve worked hard to create.
Business Planning
Protect your greatest investment.
If you love what you do and are fully immersed in it, it’s easy to put off crucial, long-term planning that can benefit you and your business. You can stay focused on your business knowing that you have an experienced team to help you every step of the way. Whether you are starting, growing, or exploring a succession plan, we can guide you through every stage of your business.
Tax Planning
The less money you pay in taxes, the more you have to devote toward your financial goals. A big part of financial planning is tax planning, which can help you make the most of tax-advantaged savings opportunities and tax breaks, as well as help you manage your income and withdrawals to minimize the tax consequences.
Hammer Financial Group does not offer legal or tax advice. You should consult a legal or tax professional regarding your individual situation.
